Level 1 · Beginner
Money Foundations
See where your money goes and take control of what you pay every month
The starting point. Learn to see your real spending, understand the costs that repeat every month, cut what you do not need, build your first budget and set up the safety nets that stop small surprises becoming debt.
- Lessons
- 8
- Time
- 102 min
- Level
- Beginner
Not started0%
What you will be able to do
- List every recurring commitment you have and know its true monthly cost
- Tell fixed, variable and usage-based costs apart, and know which are easiest to change
- Run a 30-minute subscription audit and cancel safely
- Choose a budgeting method that suits you and use it for a month
- Explain what an emergency fund and a sinking fund are for, and start both
- Understand interest, APR and the two main ways people pay debt down
Syllabus
- 1Where your money actually goes12 min · Free
- 2Fixed, variable and recurring costs11 min · Free
- 3The subscription audit: a 30-minute method14 min
- 4Budgeting methods that people actually stick to15 min
- 5Emergency funds: your financial shock absorber12 min
- 6Debt basics: interest, APR and repayment strategies15 min
- 7Sinking funds: never be caught out by a yearly bill11 min
- 8Lowering your bills: what to ask and when12 min
After this course
Level 2: Budgeting & Cash Flow
Make every month predictable, even when life and income are not
Budash Academy and the Budash blog are for general education only. They are not financial, investment, tax or legal advice, and they do not take your personal circumstances into account. For advice, speak to a qualified, regulated professional.