Level 2 · Intermediate
Budgeting & Cash Flow
Make every month predictable, even when life and income are not
For people who have the basics and want a system. Map when money arrives and leaves, budget on irregular income, build a savings system that runs itself, plan debt repayment with real numbers, understand credit and insurance, share costs fairly and review your year.
- Lessons
- 8
- Time
- 110 min
- Level
- Intermediate
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What you will be able to do
- Build a cash-flow calendar that shows exactly when money arrives and leaves
- Budget confidently on freelance, seasonal or commission income
- Set up a savings system of named pots that runs automatically
- Compare debt payoff strategies with real numbers and choose one
- Read a credit report and understand what drives a credit score
- Compare insurance policies on what they actually cover, not just price
- Split shared bills fairly with partners or housemates
- Run a one-hour annual money review
Syllabus
- 1Your cash-flow calendar14 min · Free
- 2Budgeting on irregular income15 min
- 3A savings system that runs itself13 min
- 4Planning debt repayment with real numbers16 min
- 5Understanding credit reports and scores13 min
- 6Insurance explained: compare cover, not just price14 min
- 7Sharing costs fairly: couples, housemates and families12 min
- 8The annual money review13 min
After this course
Level 3: Building Financial Resilience
Long-term money skills: growth, risk, tax and the big decisions
Budash Academy and the Budash blog are for general education only. They are not financial, investment, tax or legal advice, and they do not take your personal circumstances into account. For advice, speak to a qualified, regulated professional.